Published Monday, October 22, 2018 | Lords Library notes LLN-2018-0108
This House of Lords Library Briefing has been prepared in advance of the debate due to take place in the House of Lords on the motion moved by Lord Shipley (Liberal Democrat), “that this House takes note on the case for building more affordable housing”. It describes why there is widely said to be a ‘housing crisis’ which affordable housing might help to solve. It then sets out what affordable housing is, and outlines the arguments for and against building more affordable homes. Finally, it looks at alternative policies for improving housing affordability.
Implementation of the Housing and Planning Act 2016
Published Thursday, September 27, 2018 | Commons Briefing papers CBP-8229
The Housing and Planning Act 2016 (HPA 2016) received Royal Assent on 12 May 2016. This briefing paper outlines progress in implementing the Act's provisions. Several key measures in the Act will not be taken forward, such as 'pay to stay' and mandatory fixed-term tenancies for local authority landlords in England.
Starter Homes for First-Time Buyers (England)
Published Friday, May 18, 2018 | Commons Briefing papers CBP-7643
This House of Commons Library briefing paper explains the Government's starter homes initiative. The homes will be available at a minimum 20% discount on market value to first-time buyers under the age of 40. The paper outlines legislative provisions in the Housing and Planning Act 2016 to enact the initiative, together with planning policy reforms and a £1.2 billion Starter Homes Land Fund to support starter homes delivery. The starter homes initiative only applies in England.
Support for Mortgage Interest (SMI) scheme
Published Thursday, April 5, 2018 | Commons Briefing papers SN06618
This briefing paper explains the assistance available for certain households with their mortgage interest payments. Help with mortgage costs is available to claimants of certain means-tested benefits for people not in full-time work. The schemes are collectively known as Support for Mortgage Interest (SMI). Assistance is currently available as a benefit but is changing to a loan on 6 April 2018.
Disabled adaptations in leasehold flats and common parts
Published Monday, March 26, 2018 | Commons Briefing papers SN03133
This Commons Library paper provides an outline of the legal position of long leaseholders in blocks of flats in England and Wales who require adaptations to enable access into and around their homes. The paper also covers issues with securing disabled adaptations in the common parts of residential buildings, such as stairways.
Cladding and remedial fire safety work
Published Monday, March 5, 2018 | Commons Debate packs CDP-2018-0055
This pack has been produced ahead of the debate to be held in Westminster Hall on Tuesday 6 March from 2.30-4pm on cladding and remedial fire safety work. The debate will be opened by Steve Reed MP.
Extending home ownership: Government initiatives
Published Thursday, December 28, 2017 | Commons Briefing papers SN03668
This House of Commons Library Briefing Paper describes the specific Government initiatives which have been developed in order to assist first time buyers into home ownership and, in some cases, to help existing owners who are seeking to move. The paper includes some comment on these schemes.
Mortgage Arrears and Repossessions (England)
Published Tuesday, November 14, 2017 | Commons Briefing papers SN04769
This House of Commons Library briefing paper examines the number of households in mortgage arrears and having their homes repossessed, considers lenders’ obligations towards homeowners who are struggling with their mortgage payments, and outlines possible sources of advice for homeowners. The paper also discusses historic schemes to support struggling mortgagors and their effectiveness, and considers the potential impact of future interest rate rises.
Rent payments and mortgage acceptance: Commons Debate Pack
Published Wednesday, October 18, 2017 | Commons Debate packs CDP-2017-0183
Getting a mortgage is very difficult. High house prices and more restrictive lending conditions make qualifying for a mortgage difficult, especially for first time buyers. An e- Petition which attracted over 147,000 signatures calls on lenders to include an applicant's history of rent payments in their lending decision process. The Debate will be led by Paul Scully MP.
Migrants and Housing
Published Friday, August 4, 2017 | POSTnotes POST-PN-0560
Migration is often cited in public debate as a significant factor in the demand for UK housing. This POSTnote provides an overview of available research on migrants and housing. It examines definitions and data sources on migration and its implications. It also outlines the possible impact of migrants on housing, including variation by tenure type, migrant characteristics and region. Finally, it considers the impact of housing on migrants and local communities.
Topics: Asylum, Homelessness, Housing, Housing supply, Immigration, Nationality, Overcrowding, Owner occupation, Population, Private rented housing, Social rented housing
Foreign Investment in UK Residential Property
Published Monday, July 17, 2017 | Commons Briefing papers CBP-7723
This short House of Commons Library briefing paper considers the extent to which foreign ownership of residential property should be considered an issue for the UK housing market.
Home ownership and renting: demographics
Published Friday, June 9, 2017 | Commons Briefing papers CBP-7706
This briefing paper looks at the demographics of households in owner-occupied, privately rented and social rented housing over the last twenty years.
Assistance with home repairs/improvements
Published Friday, June 9, 2017 | Commons Briefing papers SN01617
This Commons Library briefing paper describes the assistance available to help owner occupiers to carry out repairs and improvements to their homes. Most assistance is administered by local authorities.
Published Friday, June 9, 2017 | Commons Briefing papers SN00355
This Commons Library briefing paper outlines the legal remedies, both civil and criminal, that are available to landlords and homeowners to evict squatters from their properties in England and Wales.
Published Tuesday, April 11, 2017 | Commons Briefing papers CBP-7946
Millennials are the generation of people now in their young adulthood. Roughly aged between 25 and 34. Millennials make up 13.9% of the total UK population.
Topics: Employment, Housing, Incomes and poverty, Nationality, Owner occupation, Pay, Pensions, Population, Private rented housing, Social rented housing, Unemployment
Self-build and custom build housing (England)
Published Wednesday, March 1, 2017 | Commons Briefing papers SN06784
This Commons Library briefing paper describes various initiatives aimed at growing the self-build and custom build housing sectors. Both self-build and custom build provide routes into home ownership for individuals and groups who want to play a role in developing their own homes. The paper covers England only.
Anti-social neighbours living in private housing (England)
Published Saturday, February 25, 2017 | Commons Briefing papers SN01012
This Commons Library briefing paper outlines the legal position and potential remedies available where people find themselves living next door to tenants of private landlords or owner-occupiers who exhibit anti-social behaviour. The briefing focuses on the legal position in England.
Leasehold and Commonhold Reform
Published Friday, December 16, 2016 | Commons Debate packs CDP-2016-0253
On Tuesday 20 December MPs will take part in a general debate on leasehold and commonhold reform. This debate was scheduled by the Backbench Business Committee following a representation from Jim Fitzpatrick MP and Sir Peter Bottomley MP. This House of Commons Library briefing provides background information for the debate.
Land Registry Privatisation
Published Friday, December 9, 2016 | Commons Briefing papers CBP-7556
This House of Commons Library Briefing Paper provides an overview of the role and functions of the Land Registry, and historical reviews of its operating model. In 2016 the Government consulted on proposals to move Land Registry operations to the private sector. The paper outlines the debate for and against privatisation of the Land Registry.