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Creditworthiness Assessment Bill [HL]: Briefing for Lords Stages

Published Monday, November 20, 2017

This House of Lords Library briefing provides information on the Creditworthiness Assessment Bill [HL] 2017-19, a private member's bill introduced by Lord Bird (Crossbench), ahead of its second reading in the House of Lords on 24 November 2017.

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The Bill would provide that rental payment history and council tax payment history were taken into account when assessing an individual’s creditworthiness, not least when they are seeking access to a mortgage to buy a home, for example.

Lords Library notes LLN-2017-0085

Author: James Tobin

Topics: Consumers, Loans, Mortgages

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House of Lords Library

The House of Lords Library delivers research and information services to Members and staff of the House in support of parliamentary business.